Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Budget, net worth, and profit tracking from your real accounts
Stage
Not given
Not given
Founded
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Based in
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US
Pricing model
Free
Free trial
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Connect up to 5 banks with every account at each
Unlimited manual accounts, cars and properties
Budgets with pace tracking for the month
Transaction categories with rules that stick
Automatically detect recurring charges
Profit reports per car, rental or client ranked by earnings
Break-even and monthly cost tracking for each asset
Business-use percentage for mixed use vehicles
Export data as CSV for tax preparation
Two-factor sign-in and device management
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
Shows real figures from actual accounts, not estimates or projections
Profit tracking per car, rental or client that stays with your money accounts
Read-only access prevents any money transfers
Bank password never touches the servers
Price locked for life as long as you stay subscribed
Benefora
Money Actually