Retirement and financial scenario planner with real tax math
Stage
MVP
Not given
Founded
Not given
Not given
Based in
US
US
Pricing model
Not given
Freemium
Pricing
Plus plan is free for beta members until 3 months after public launch; founding members who provide feedback keep Plus free for 6 months after launch.
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Key features
Ask questions about your money
Run what-if financial scenarios
Link bank accounts read-only
View charts and financial insights
Account alerts via text message
Available on iPhone and Android
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
What makes it different
Answers come from your own linked accounts, not generic advice
Combines answer, chart, and next step all in one place
Founding members keep Plus plan free for 6 months after launch
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
BetterBudget
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