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BiApp vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

BiApp compared with Affordable MTD
DetailBiApp logo BiAppAffordable MTD logo Affordable MTD
What it doesReceipt scanning, bookkeeping and online payments for SMEs Simple Making Tax Digital software for sole traders and landlords
StageStartup Startup
Founded2024 2026
Based inTR GB
Pricing modelFreemium Freemium
PricingFree: 150 receipts in the first month, then 50 receipts per month free, plus 150 registration credits. Paid: credit packages for additional receipts, no subscription required. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Automatic VAT calculation
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • All business data in one dashboard with shared ledgers
  • No subscription required, pay only for what you use with credits
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1220
Referring domains (Majestic)213

8 details filled in for both companies.

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