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Billia vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billia compared with Affordable MTD
DetailBillia logo BilliaAffordable MTD logo Affordable MTD
What it doesFree professional invoices with no signup, no watermark, and no trial popups Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inNot given GB
Pricing modelFreemium Freemium
PricingFree: $0 forever, unlimited invoices and estimates, clean PDF downloads, logo upload, custom notes, tax and discounts, multi-currency support, card payments (2% Billia fee plus Stripe). Pro: $8/month or $79/year—includes everything in Free plus saved invoices with cloud backup, recurring invoices, c Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • 38 trade and country-specific invoice templates
  • Clean PDF downloads with no watermark
  • Multi-currency and tax support
  • Logo upload and custom notes
  • Card payment acceptance on invoices
  • 13 free business calculators for pricing
  • Recurring and auto-send invoices (Pro)
  • Client management and history (Pro)
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Completely free forever with no signup required
  • No watermark or branding on downloaded PDFs
  • Trade-specific templates with pre-filled tax labels and formats
  • Separate numbering sequences for invoices and estimates
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)3 no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1720
Referring domains (Majestic)1613

5 details filled in for both companies.

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