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Billsmith vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billsmith compared with Affordable MTD
DetailBillsmith logo BillsmithAffordable MTD logo Affordable MTD
What it doesFree invoice generator, no sign-up required Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inGB GB
Pricing modelFree Freemium
PricingFree to use. The Billsmith iPhone app is free to start or available as a one-time purchase. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Create invoices, quotes and receipts
  • UK VAT invoice support with HMRC compliance
  • CIS deduction calculations for construction work
  • Construction reverse charge handling
  • US sales tax calculations
  • Download PDFs with no server upload
  • Local browser storage of business details
  • Payment tracking and payment received marking
  • Custom payment terms and due dates
  • Add business logo to invoices
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Completely free with no sign-up required
  • Nothing uploaded to servers, all processing in browser
  • Built on official HMRC rules and worked examples
  • Covers complex UK tax scenarios like reverse charge and CIS
  • iPhone app for creating quotes and invoices on the job
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)013

6 details filled in for both companies.

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