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Bookfolio vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Bookfolio compared with Affordable MTD
DetailBookfolio logo BookfolioAffordable MTD logo Affordable MTD
What it doesUK accounting software for sole traders, landlords and limited companies with accountants on hand Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inGB GB
Pricing modelFreemium Freemium
PricingFree trial for 30 days, no card required. Sole Trader, Property or Self Assessment: £12/month per active book. Limited Company: £24/month per active company book. Prices exclude VAT. Volume pricing available. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Direct bank feeds from any UK bank
  • Duplicate detection and transaction categorization
  • VAT returns filing to HMRC
  • MTD for Income Tax quarterly updates
  • Payroll reporting to HMRC
  • Full audit trail of all changes
  • P&L and balance sheet reports
  • Multi-property and income tracking
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • HMRC-recognised software with direct filing
  • UK accountants available within the software for questions and reviews
  • Built and hosted in the UK with bank-level security
  • Hands-off accounting available—users can have accountants take over
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)35 +1 (up) since last check5 +1 (up) since last check
Trust Flow (Majestic)200
Citation Flow (Majestic)3020
Referring domains (Majestic)8413

6 details filled in for both companies.

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