AI-powered B2B payment recovery and receivables management platform
Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Stage
Not given
Startup
Founded
Not given
2026
Based in
IN
US
Pricing model
Freemium
Freemium
Pricing
Free Plan: $0/month with up to 5 active invoices. Professional Plan: $29/month ($999 in India) with unlimited invoices. Business Plan: $99/month ($3,499 in India) with advanced features.
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Key features
Automated WhatsApp and email payment reminders
Payment promise tracking and analytics
AI-powered invoicing with payment links
Digital agreements and e-signatures
Tally and accounting integration
Buyer credit risk scoring
Legal recovery escalation drafts
Dedicated account manager
Custom ERP and API connectors
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
What makes it different
Emaa AI autonomous payment manager that automates multi-stage reminders and tracks payment promises
Eliminates manual follow-ups for faster payment recovery
Financial risk mitigation across global operations
Transparent pricing with free plan for testing
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
BucksBuddy
Payclave