Manual: Free forever. Plus: $4.99/month, $11.99/quarter, or $39.99/year with 14-day free trial.
Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Key features
Free manual budgeting with no account required
Read-only bank sync through Plaid
Automatic transaction categorization
Budget tracking by category
Bills and subscription detection
Spending leak detection
Savings goals tracking
Statement import from multiple formats
Import history from Mint and other apps
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
What makes it different
Truly free plan with no ads or data selling
Available on Android now with web version coming
Easy cancellation through Google Play
Transparent, reliable bank sync with status page
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support
BudgetKind
Zenith Flow