AI-powered personal finance platform that tracks spending, detects money leaks, and forecasts your financial future.
Nepal's offline, no-login personal finance app with BS calendar and local payment tracking
Stage
Not given
Startup
Founded
Not given
2026
Based in
CA
NP
Pricing model
Free trial
Free
Pricing
Pro: $8.97/month or $67/year ($5.58/month when billed yearly, save 38%). Family: $14.97/month or $97/year ($8.08/month when billed yearly, save 46%), includes up to 5 family members. All prices in USD. 14-day free trial with full access.
Not given
Key features
AI Money Coach (Franklyn) available 24/7
Silent Money-Leak Detection to flag unused subscriptions and price hikes
AI receipt scanner
Bank sync across 16,000+ institutions
256-bit AES bank-level encryption
Bikram Sambat and AD calendar toggle
eSewa, Khalti, connectIPS and bank integration
Lend and borrow tracking
Hyper-local expense categories
Offline functionality with no account required
Biometric app lock with fingerprint and PIN
CSV export and import
Income versus expense dashboards
Safe-to-spend indicators with progress bars
Custom bill and EMI reminders
What makes it different
AI designed into the core product, not bolted on as a gimmick
Privacy-first with no data selling, ever
Affordable AI-powered tools starting at $5.58/month
Small responsive team shipping updates every week based on user feedback
Built specifically for Nepal with Bikram Sambat calendar and local payment integrations
Private by design with data stored locally, no server backend or mandatory login
Lend and borrow tracking for informal money habits common in Nepal
Time-to-value under 3 seconds with no login friction
Frictionless onboarding and export capabilities for sharing with accountants
BudgetSmart AI
Bhudki