Personal finance
BudgetSmart AI
AI-powered personal finance platform that tracks spending, detects money leaks, and forecasts your financial future.
- Votes
- 0
- DR (Ahrefs)
- 0 no change since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 25 Oct 2026.
Overview
BudgetSmart AI is an AI-powered personal finance platform that helps users take control of their money by automatically tracking spending, detecting forgotten subscriptions and price hikes, and forecasting cash flow up to 90 days in advance. The app features Franklyn, an AI money coach available 24/7 that answers questions about spending, savings, and financial goals based on your real account data.
Users connect their bank accounts securely through MX, Finicity, or Plaid—supporting over 16,000 financial institutions across the US and Canada. The platform includes a receipt scanner that extracts transaction details by photo, a financial vault for storing and searching important documents, and a what-if simulator to model financial decisions before making them.
BudgetSmart AI was created by a small team in Toronto after Mint shut down in early 2024. The company prioritizes privacy, using 256-bit AES encryption and never selling user data. It offers two subscription plans starting with a 14-day free trial, with no free tier available.
Feature summary
- AI Money Coach (Franklyn) available 24/7
- Silent Money-Leak Detection to flag unused subscriptions and price hikes
- AI receipt scanner
- Bank sync across 16,000+ institutions
- 256-bit AES bank-level encryption
Pricing
Pricing model: Free trial
Pro: $8.97/month or $67/year ($5.58/month when billed yearly, save 38%). Family: $14.97/month or $97/year ($8.08/month when billed yearly, save 46%), includes up to 5 family members. All prices in USD. 14-day free trial with full access.
BudgetSmart AI metrics
Reported for budgetsmart.io: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.
- Domain Rating
- 0
- no change since last check
- Trust Flow
- 0
- no change since last check
- Citation Flow
- 17
- no change since last check
- Referring domains
- 7
- no change since last check
- External backlinks
- 11
- no change since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 25 Oct 2026. Majestic reported 25 Oct 2026, restated 25 Oct 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.
BudgetSmart AI domain summary
Show the domain summary
Read from the public RDAP record on 25 Oct 2026, 14:51 UTC.
- Domain age
- 9 months
- Registered
- Expires
- Registrar
- NameCheap, Inc.
- DNSSEC
- Not signed
Q&A
- Is there a free trial?
- Yes — every plan starts with a 14-day free trial with full access to every AI feature. A card is required to start, and you can cancel anytime before the trial ends without being charged. There is no free tier.
- How much does it cost?
- Two plans: Pro is $8.97/month or $67/year ($5.58/month billed yearly, save 38%). Family is $14.97/month or $97/year ($8.08/month billed yearly, save 46%) and includes up to 5 members. All prices are in USD.
- Is my financial data secure?
- Yes. BudgetSmart uses 256-bit AES bank-level encryption, multi-factor authentication, and SOC 2-aligned controls (audit in progress). Bank connections run through MX, Finicity and Plaid, and your bank username and password are never received or stored. Payments are processed by Stripe (PCI DSS Level 1) and card numbers are never stored.
- Which banks are supported?
- Over 16,000 financial institutions across the USA and Canada. If your bank offers online banking, it almost certainly works with BudgetSmart AI.
- Can I cancel anytime?
- Absolutely. No long-term contracts. You can open Account Settings, go to Billing and choose Cancel subscription — it takes effect immediately and you keep access until the end of the period you already paid for. You can also email support and they will cancel it for you.
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BudgetSmart AI has a free listing. The owner can unlock the full profile with a paid launch for $5:
- Founder story (locked)
- Milestones (locked)
- Demo video (locked)
- Dofollow website link (locked)
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