AI-powered personal finance platform that tracks spending, detects money leaks, and forecasts your financial future.
Your financial freedom day, counted down every midnight
Stage
Not given
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Founded
Not given
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Based in
CA
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Pricing model
Free trial
Freemium
Pricing
Pro: $8.97/month or $67/year ($5.58/month when billed yearly, save 38%). Family: $14.97/month or $97/year ($8.08/month when billed yearly, save 46%), includes up to 5 family members. All prices in USD. 14-day free trial with full access.
Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Key features
AI Money Coach (Franklyn) available 24/7
Silent Money-Leak Detection to flag unused subscriptions and price hikes
AI receipt scanner
Bank sync across 16,000+ institutions
256-bit AES bank-level encryption
Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
Three scenario dates: cautious, base, and optimistic
4% withdrawal rate by default or custom dividend yield input
Price it tool to show impact of purchases on freedom date
Home screen and lock screen countdown widgets
5% annual savings growth calculation after inflation
No account or bank linking required
Unlimited Price it and What if tools with Plus plan
What makes it different
AI designed into the core product, not bolted on as a gimmick
Privacy-first with no data selling, ever
Affordable AI-powered tools starting at $5.58/month
Small responsive team shipping updates every week based on user feedback
Countdown widget shows days to financial freedom on home screen and lock screen
All data stays on your phone with no account or server required
Price it feature shows how purchases delay your freedom date in real time
Three estimate scenarios provided alongside the primary freedom date
BudgetSmart AI
Untilfree