Calm Sea vs Money Actually
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Calm Sea compared with Money Actually
| Detail | 
Calm Sea | 
Money Actually |
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| What it does | Your complete financial picture, finally clear
| Budget, net worth, and profit tracking from your real accounts
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | AU
| US
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| Pricing model | Freemium
| Free trial
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| Pricing | Simple: free; Everyday Users: $9/month or $89/year
| 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
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| Key features | - Visual-first design with charts instead of spreadsheets
- Asset projections and growth forecasting
- Real-time scenario testing with variable adjustment
- Cash flow analysis and planning
- Retirement drawdown planning
- Loan repayment calculators
- Contributions calculator
- Data saved to account for Everyday Users plan
- Opportunity spotting for underperforming assets
- Table view for detailed year-by-year data
| - Connect up to 5 banks with every account at each
- Unlimited manual accounts, cars and properties
- Budgets with pace tracking for the month
- Transaction categories with rules that stick
- Automatically detect recurring charges
- Profit reports per car, rental or client ranked by earnings
- Break-even and monthly cost tracking for each asset
- Business-use percentage for mixed use vehicles
- Export data as CSV for tax preparation
- Two-factor sign-in and device management
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| What makes it different | - No bank account linking required—entirely manual entry keeps data private
- Real-time projection updates as you change assumptions
- No jargon or complex setup required
| - Shows real figures from actual accounts, not estimates or projections
- Profit tracking per car, rental or client that stays with your money accounts
- Read-only access prevents any money transfers
- Bank password never touches the servers
- Price locked for life as long as you stay subscribed
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 26 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 23 | 0 |
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| Citation Flow (Majestic) | 22 | 0 |
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| Referring domains (Majestic) | 93 | 0 |
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6 details filled in for both companies.
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