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Cash Ain't One vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Cash Ain't One compared with Affordable MTD
DetailCash Ain't One logo Cash Ain't OneAffordable MTD logo Affordable MTD
What it doesMatch what you sold to what landed in your bank across Stripe, Square and PayPal Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inNot given GB
Pricing modelPaid Freemium
Pricing$69 once. One payment. No monthly bill. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Match sales to daily payouts
  • All three processors in one view
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • One-time payment with no subscription or monthly billing
  • Shows the complete journey from register to bank account
  • 30-day money-back guarantee with no questions asked
  • Explains what your bank statement doesn't show about fees and holds
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)2 +1 (up) since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)013

5 details filled in for both companies.

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