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Clear Budget vs ReadMyStatement

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Clear Budget compared with ReadMyStatement
Detail Clear BudgetReadMyStatement logo ReadMyStatement
What it doesFree budget calculator for irregular income, multiple pay schedules and multi-currency budgets Bank statement analyzer that reads PDFs and explains spending in plain English
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month). Free: one statement analyzed. Year pack: $12 USD (12 statements). Deep pack: $29 USD (36 statements). Application summary: $9 USD (6 statements). Pro: $8 USD/month (unlimited statements). Business: $29 USD/month (unlimited statements with bulk upload and accounting exports).
Key features
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
  • Upload bank statement PDFs to analyze spending
  • Automatic categorization of transactions
  • OCR for scanned statements and photos
  • Multi-statement analysis with trends
  • Year-over-year comparison across accounts
  • CSV and Excel export
  • Bulk upload for business users
What makes it different
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
  • No bank login or credentials required, PDF upload only
  • Statements never stored, read in memory only
  • Transparent accuracy checking with honest confidence reporting
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check10 no change since last check
Trust Flow (Majestic)02
Citation Flow (Majestic)434
Referring domains (Majestic)148

5 details filled in for both companies.

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