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CostLoop vs My Instincts

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

CostLoop compared with My Instincts
DetailCostLoop logo CostLoopMy Instincts logo My Instincts
What it doesSaaS subscription tracking and spend management for small businesses Private expense tracker built from bank, UPI, and card notifications
StageStartup Not given
Founded2025 Not given
Based inNO Not given
Pricing modelFreemium Not given
PricingFree plan: up to 5 subscriptions, no credit card required. Pro: $9/month for unlimited subscriptions, health score, savings detection, CSV import/export, and advanced reminders. Business: $39/month adds workspaces, team management, approval system, and REST API access. Yearly billing saves 17% (2 mo Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Key features
  • Subscription tracking with cost, billing cycle, status, category, and owner
  • Email renewal reminders 7, 14, or 30 days before auto-renewal
  • Health score (0-100) that flags unused seats and duplicate tools
  • Monthly and annual spend dashboard with budget tracking
  • Document storage for invoices, contracts, and receipts
  • Bank statement CSV import to auto-detect recurring charges
  • Chrome extension to scan Gmail and Outlook for billing emails
  • CSV export of all subscription data
  • REST API and webhooks for Power BI and third-party integrations
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
What makes it different
  • Privacy-first design with no bank connection or password sharing required
  • Freemium model with genuinely useful free plan (up to 5 subscriptions)
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
Community votes00
DR (Domain Rating by Ahrefs)25 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)90
Citation Flow (Majestic)290
Referring domains (Majestic)990

4 details filled in for both companies.

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