Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
Automated payment reminders in 8 languages
Customisable workflow templates and branding
Centralised task management for AR workflows
Real-time AR dashboard and reporting
Professional final demand letters
Integration with Xero, QuickBooks, NetSuite and other ERP systems
Professional debt collection escalation through Atradius
Mobile-optimised access
Multi-currency support in GBP, EUR, and USD
Customisable company branding on reminders and letters
Quarterly updates for self-employment income
Quarterly updates for UK property income including residential finance costs
CSV and Excel import with column mapping
AI categorisation of transactions into HMRC categories
AI pre-submission review to catch errors before HMRC
Standard or calendar quarters, chosen per tax year
Annual adjustments and final declaration
HMRC Assist feedback shown with tax estimate
Audit-ready records with timestamps and references
Consolidated expenses support for turnover under £90,000
What makes it different
Get paid up to 30% faster with automated workflows
Powered by Atradius with over 100 years of debt collection expertise
Reminders available in 8 languages for international operations
No manual follow-ups or spreadsheets needed
Seamless integration with major accounting software
Simplest MTD software, built specifically for sole traders and landlords
No banking, VAT, invoicing or payroll - just the tax bit
AI automatically sorts expenses into HMRC categories
Credit-IQ
Affordable MTD