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Credit-IQ vs Lejar

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Credit-IQ compared with Lejar
DetailCredit-IQ logo Credit-IQLejar logo Lejar
What it doesAutomate accounts receivable management and get paid faster Malaysia-first AI accounting software with MPERS, SST-02, and multi-entity built in
StageEstablished Startup
FoundedNot given 2026
Based inGB MY
Pricing modelFreemium Freemium
PricingSmall: £55/month + VAT (monthly) or £49/month (annual, £594/year + VAT); Medium: £99/month + VAT (monthly) or £89/month (annual, £1,069/year + VAT); Large: £135/month + VAT (monthly) or £121/month (annual, £1,458/year + VAT) Free: RM0/month (1 company ledger, 20 AI actions/month, up to 500 ledger entries). Starter: RM39/month or RM390/year (60 AI actions/month, up to 5,000 ledger entries, multi-currency, fixed-asset depreciation). Business: RM89/month or RM890/year (3 company ledgers, unlimited team members, unlimited l
Key features
  • Automated payment reminders in 8 languages
  • Customisable workflow templates and branding
  • Centralised task management for AR workflows
  • Real-time AR dashboard and reporting
  • Professional final demand letters
  • Integration with Xero, QuickBooks, NetSuite and other ERP systems
  • Professional debt collection escalation through Atradius
  • Mobile-optimised access
  • Multi-currency support in GBP, EUR, and USD
  • Customisable company branding on reminders and letters
  • AI Inbox reads receipts and bills, drafts double-entry journal entries line-by-line with quantity, unit price, and SST
  • MPERS chart of accounts built in as default on day one
  • Bi-monthly SST-02 return generation included on paid plans
  • Bank statement import and reconciliation
  • Multi-company ledgers under one login (3 on Business, 6 on Pro)
  • Multi-currency accounting with realized and unrealized FX from Starter plan
  • Inventory tracking with FIFO or moving-average costing on Business and Pro
  • Ask Lejar feature drafts invoices and bills from natural language chat
  • Fixed-asset depreciation schedules included from Starter plan
  • MyInvois e-invoicing integration live and free on every plan
What makes it different
  • Get paid up to 30% faster with automated workflows
  • Powered by Atradius with over 100 years of debt collection expertise
  • Reminders available in 8 languages for international operations
  • No manual follow-ups or spreadsheets needed
  • Seamless integration with major accounting software
  • Built for Malaysia from the first screen with MPERS and SST-02 as default, not configuration add-ons
  • Multiple companies under one subscription instead of separate subscriptions per entity
  • AI drafts all entries for review and approval before posting, never posts automatically
  • Organization-private AI memory that learns from corrections and supplier patterns, viewable and deletable anytime
  • Every AI draft shows confidence score; only high-confidence lines pre-checked for review
Community votes00
DR (Domain Rating by Ahrefs)30 no change since last check8 no change since last check
Trust Flow (Majestic)294
Citation Flow (Majestic)2119
Referring domains (Majestic)1359

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