Emma vs YNAB
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Emma compared with YNAB
| Detail | Emma | YNAB |
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| What it does | Budget app to track bills, manage subscriptions, and take control of your money
| Get good at money
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | GB
| US
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| Pricing model | Not given
| subscription
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| Pricing | Not given
| $14.99 USD per month or $109 USD per year (billed annually). 34-day free trial available with no credit card required.
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| Key features | - Account aggregation - connect 50+ UK banks
- Bill and subscription tracking
- Peer-to-peer payments and money requests
- Investment accounts starting from £1
- Rent reporting for credit building
- Net worth tracking
- Analytics and spending insights
| - Bank account connection and automatic transaction import
- Multi-device sync across web, mobile, and tablet
- Subscription sharing for up to 6 people
- Goal tracking with target-setting features
- Loan calculator and debt management tools
- Spending and net worth reports
- Bank-grade security with data encryption and 2FA
- Ad-free experience
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| What makes it different | - Open banking security with user control over data access and no need to share security details
- Custom categories and offline accounts for personalized financial tracking
- Business account support and Spaces for managing multiple financial lives
- Integrated investing and credit building within a single financial app
| - Give every dollar a job before spending it
- Does not sell user financial data
- 34-day free trial with no credit card required
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 65 ● no change since last check | 82 ● no change since last check |
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| Trust Flow (Majestic) | 29 | 65 |
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| Citation Flow (Majestic) | 46 | 55 |
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| Referring domains (Majestic) | 2045 | 11092 |
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4 details filled in for both companies.
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