Is my data safe with YNAB?

Yes. YNAB only makes money from subscription payments, not from selling user data. You pay the monthly or annual subscription price and that is how YNAB makes money. When it comes to financial data, the company wants users to have control.

How much can I expect to save with YNAB?

On average, new YNAB users save $600 in their first month and more than $6,000 after one year. Users also report enjoying more control and less stress about money.

Do you really give college students YNAB for free?

Yes, YNAB offers all college students a free 365-day trial through their College Program. Students need to submit proof of enrollment such as a student ID card, transcript, or tuition statement.

Do you have a YNAB family plan?

Yes, YNAB includes family sharing as part of the subscription. You can share your YNAB with partners, families, and other close-knit groups of up to six people for the price of a single subscription.

Does YNAB support multiple currencies?

You can select the currency you want to use in YNAB, but you cannot use multiple currencies together in a single spending plan.

Business, Finance & Legal

YNAB

Get good at money

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DR (Ahrefs): 82 no change since last check

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Overview

A personal finance app that helps users create budgets, track spending, manage debt, and achieve financial goals through the YNAB Method.

Screenshot of the YNAB homepage — A look at ynab.com

Q&A

Is my data safe with YNAB?: Yes. YNAB only makes money from subscription payments, not from selling user data. You pay the monthly or annual subscription price and that is how YNAB makes money. When it comes to financial data, the company wants users to have control.
How much can I expect to save with YNAB?: On average, new YNAB users save $600 in their first month and more than $6,000 after one year. Users also report enjoying more control and less stress about money.
Do you really give college students YNAB for free?: Yes, YNAB offers all college students a free 365-day trial through their College Program. Students need to submit proof of enrollment such as a student ID card, transcript, or tuition statement.
Do you have a YNAB family plan?: Yes, YNAB includes family sharing as part of the subscription. You can share your YNAB with partners, families, and other close-knit groups of up to six people for the price of a single subscription.
Does YNAB support multiple currencies?: You can select the currency you want to use in YNAB, but you cannot use multiple currencies together in a single spending plan.

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Key features

Bank account connection and automatic transaction import
Multi-device sync across web, mobile, and tablet
Subscription sharing for up to 6 people
Goal tracking with target-setting features
Loan calculator and debt management tools
Spending and net worth reports
Bank-grade security with data encryption and 2FA
Ad-free experience

Pricing

$14.99 USD per month or $109 USD per year (billed annually). 34-day free trial available with no credit card required.

Link metrics

Majestic link data for ynab.com; the arrow is the change since the previous check.

Trust Flow: 65; no change since last check
Citation Flow: 55; no change since last check
Referring domains: 11,092; no change since last check
External backlinks: 268,413; no change since last check

Top topic: Home/Personal Finance (65). Checked 3 Oct 2026, changed 3 Oct 2026. Link data by Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.

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