| What it does | Send encrypted messages and final words to loved ones after your death via email and WhatsApp
| Personal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends
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| Stage | Established
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| Founded | 2021
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| Based in | Not given
| US
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| Pricing model | Not given
| Free
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| Pricing | Free: 1 email message, basic check-in frequency (every 6 months), email delivery only. Premium (Lifetime): €29 one-time payment, up to 100 email messages, up to 10 WhatsApp messages, all check-in frequencies, photo attachments (500MB).
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| Key features | - Send messages after death via email and WhatsApp
- Encrypted message storage with AES-256-GCM encryption at rest
- Automatic email reminders if check-in is missed
- Photo attachments for Premium users
- Edit or delete messages anytime before delivery
- WhatsApp delivery as alternative to email only
- One-time payment with lifetime access, no subscription
| - Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
- Spending insights - Categorized transactions organized by merchant
- Financial Health Score - Single score built from spending, savings, obligations, and habits
- Group expense splitting - Split and track who owes what, even with people not on AlloFi
- Bills & recurring payments - Detect and track upcoming bills and subscriptions
- Face ID lock - Biometric security protection
- Data encryption - Encrypted in transit with privacy protections
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| What makes it different | - WhatsApp delivery ensures messages are read more reliably than email, reaching older relatives who may not check email regularly
- Dead man's switch design requires proof of life through check-ins before messages are sent, not automatic time-based delivery
- Completely independent service with no investors, ads, or data selling
- Simple, focused message editor with no feeds or distractions
| - No bank login required - import statements you already have instead of connecting bank accounts
- Privacy-first approach - financial data never sold or used for advertising
- Automatic transaction extraction from PDFs with accuracy checks
- Built for how people actually manage money today
- Financial clarity without spreadsheets - organized view of all money and spending
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 20 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 2 | 0 |
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| Citation Flow (Majestic) | 19 | 11 |
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| Referring domains (Majestic) | 12 | 1 |
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FinalSaying
AlloFi