| What it does | Send encrypted messages and final words to loved ones after your death via email and WhatsApp
| The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
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| Stage | Established
| MVP
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| Founded | 2021
| 2020
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| Based in | Not given
| DE
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| Pricing model | Not given
| Free trial
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| Pricing | Free: 1 email message, basic check-in frequency (every 6 months), email delivery only. Premium (Lifetime): €29 one-time payment, up to 100 email messages, up to 10 WhatsApp messages, all check-in frequencies, photo attachments (500MB).
| Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
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| Key features | - Send messages after death via email and WhatsApp
- Encrypted message storage with AES-256-GCM encryption at rest
- Automatic email reminders if check-in is missed
- Photo attachments for Premium users
- Edit or delete messages anytime before delivery
- WhatsApp delivery as alternative to email only
- One-time payment with lifetime access, no subscription
| - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
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| What makes it different | - WhatsApp delivery ensures messages are read more reliably than email, reaching older relatives who may not check email regularly
- Dead man's switch design requires proof of life through check-ins before messages are sent, not automatic time-based delivery
- Completely independent service with no investors, ads, or data selling
- Simple, focused message editor with no feeds or distractions
| - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 20 ● no change since last check | 16 ● no change since last check |
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| Trust Flow (Majestic) | 2 | 11 |
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| Citation Flow (Majestic) | 19 | 20 |
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| Referring domains (Majestic) | 12 | 16 |
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FinalSaying
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