FinCobra vs Authoryze

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

FinCobra compared with Authoryze
Detail	FinCobra	Authoryze
What it does	Non-custodial crypto checkout that settles directly to your wallet	Authorization and control layer for AI agent payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Paid
Pricing	Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.	Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features	Hosted payment checkout pages API for invoice creation Webhooks for payment status and fulfillment automation Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base BTC, USDT, and USDC payment acceptance Direct-to-wallet settlement with no custody Multi-wallet connection support Invoice tracking and status updates Priority email and chat support with 1 business day response time	Single-use virtual cards for each approved purchase Per-transaction, daily, weekly, and aggregate spending limits Auto-approve threshold for small purchases Merchant allowlist with subdomain matching Complete audit trail of all transactions OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor Team budgets and rules with shared envelope Per-member and per-agent transaction recording Visa and Mastercard support MCP-native integration
What makes it different	Faster than running BTCPay yourself Keep custody without self-hosting your payment stack Stablecoin support for price-stable invoices Multi-chain support from one hosted checkout Built for technical teams with API integration ready	Real card and funding details never exposed to agents Each card works once, then is dead Server-side enforcement of all spending rules One breach leaks only one disposable card, not funding source Works in minutes with no setup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	5 −1 (down) since last check	9 no change since last check
Trust Flow (Majestic)	3	2
Citation Flow (Majestic)	18	29
Referring domains (Majestic)	13	109

5 details filled in for both companies.

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