FinCobra vs Payclave
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
FinCobra compared with Payclave
| Detail | 
FinCobra | 
Payclave |
|---|
| What it does | Non-custodial crypto checkout that settles directly to your wallet
| Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
|
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| Stage | Not given
| Startup
|
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| Founded | Not given
| 2026
|
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| Based in | Not given
| US
|
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| Pricing model | Freemium
| Freemium
|
|---|
| Pricing | Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
| Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
|
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| Key features | - Hosted payment checkout pages
- API for invoice creation
- Webhooks for payment status and fulfillment automation
- Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
- BTC, USDT, and USDC payment acceptance
- Direct-to-wallet settlement with no custody
- Multi-wallet connection support
- Invoice tracking and status updates
- Priority email and chat support with 1 business day response time
| - Hosted checkout sessions for stablecoin payments
- Direct settlement to merchant-controlled wallet
- Independent onchain payment verification
- Signed webhook notifications with retry delivery
- JavaScript and React SDKs for integration
- Separate test and live payment modes
- Payment links, invoices, and API-based checkout creation
- Dashboard with payment records and settlement wallet settings
- API playground for testing checkout flows
|
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| What makes it different | - Faster than running BTCPay yourself
- Keep custody without self-hosting your payment stack
- Stablecoin support for price-stable invoices
- Multi-chain support from one hosted checkout
- Built for technical teams with API integration ready
| - Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
- Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
- Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
- Independent onchain verification before marking payments as complete
- Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ▼ −2 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 3 | 0 |
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| Citation Flow (Majestic) | 18 | 0 |
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| Referring domains (Majestic) | 13 | 2 |
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5 details filled in for both companies.
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