| What it does | Desktop app for organizing income, expenses, budgets, subscriptions, and goals
| Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
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| Stage | Not given
| Startup
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| Founded | Not given
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| Based in | Not given
| CA
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| Pricing model | Not given
| Freemium
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| Pricing | Not given
| Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
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| Key features | - AI insight that detects patterns and recurring expenses
- Budget guard with visual warnings before overspending
- Guided onboarding that builds your first month
- Real transaction editor with amount, date, category, account, merchant, tags, notes
- Reports with charts for category, monthly trend, savings, and extraordinary expenses
- Local-first data storage with optional account sync
- Control of recurring income, fixed and variable expenses, extraordinary movements, and monthly budget
- Google login for account creation
- Windows desktop application
| - Automated bank sync via Plaid with read-only access
- 50+ Canadian credit cards from major issuers
- Custom point valuations for Aeroplan, AMEX MR, and Scene+
- Max AI strategist for conversational credit card advice
- CSV exports and tax-time breakdowns
- 12-month spending and cap history tracking
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| What makes it different | - Local-first by default, no account required to start
- Complete financial workspace in one compact, actionable view
- Build your first budget in minutes with guided onboarding
- Everything stays connected in one workspace
| - Only optimizer built specifically for Canadian card spending caps and reward structures
- 100% mathematically neutral recommendations with no affiliate bias
- Dynamically reallocates spending when card caps are hit
- SOC2-compliant Plaid integration with zero password storage
- Free tier provides full cap-aware optimization at no cost
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ● no change since last check | 1 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 6 | 1 |
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| Citation Flow (Majestic) | 19 | 20 |
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| Referring domains (Majestic) | 22 | 9 |
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Flytivy Personal Finance
Wallet Fit