Personal finance
Wallet Fit
Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
- Votes
- 0
- DR (Ahrefs)
- 1 +1 (up) since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 28 Oct 2026.
Wallet Fit analyzes your spending and credit card portfolio to recommend which card to use at each merchant, tracking annual spending caps and point valuations
Overview
Wallet Fit is a Canadian-built credit card optimizer that helps cardholders maximize rewards across multiple cards. The platform implements a cap-aware algorithm that tracks monthly and annual spending limits on premium cards, automatically shifting purchases to the next-best card when caps are hit. Users can enter their spending manually or sync transactions via Plaid, and the tool calculates which card earns the most at each merchant, accounting for reward rates, annual fees, and custom point valuations. The free tier includes the core optimizer; the Pro tier ($7.99/month or $79.99/year) adds automated bank sync and Max, an AI strategist that answers questions about multi-card strategies and point valuations.
Feature summary
- Automated bank sync via Plaid with read-only access
- 50+ Canadian credit cards from major issuers
- Custom point valuations for Aeroplan, AMEX MR, and Scene+
- Max AI strategist for conversational credit card advice
- CSV exports and tax-time breakdowns
- 12-month spending and cap history tracking
Pricing
Pricing model: Freemium
Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
Wallet Fit metrics
Reported for walletfit.app: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.
- Domain Rating
- 1
- +1 (up) since last check
- Trust Flow
- 1
- no change since last check
- Citation Flow
- 20
- no change since last check
- Referring domains
- 9
- no change since last check
- External backlinks
- 64
- no change since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 28 Oct 2026. Principal topic: Regional/Asia (1). Majestic reported 26 Oct 2026, restated 26 Oct 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.
Wallet Fit domain summary
Show the domain summary
Read from the public RDAP record on 28 Oct 2026, 05:03 UTC.
- Domain age
- 5 months
- Registered
- Expires
- Registrar
- Name.com, Inc.
- DNSSEC
- Not signed
Q&A
- How do I choose between travel points and cash back?
- Travel points like Aeroplan and AMEX Membership Rewards generally offer higher maximum value when redeemed for flights or hotels, often yielding 1.5 to 2.0+ cents per point. Cash back offers simpler, guaranteed 1:1 dollar value but with lower upside. If you travel at least once a year, points usually win; otherwise, cash back is the safer bet.
- What is the best credit card for groceries in Canada?
- For stores accepting American Express like Sobeys, Safeway, Metro, and local grocers, the AMEX Cobalt leads with 5x points per dollar. For stores not accepting AMEX like Loblaws, Real Canadian Superstore, and No Frills, Visa or Mastercard options such as the CIBC Dividend Visa Infinite (4% cash back) or PC Financial World Elite Mastercard are excellent alternatives.
- How does Plaid secure my banking details?
- Plaid is a SOC2-compliant network that connects your bank accounts without sharing your credentials. You log in directly through Plaid's secure overlay. Wallet Fit only receives a read-only token to retrieve transactions and card names and never sees or stores your passwords.
- Is Wallet Fit free to use?
- Yes, the core optimizer including adding cards, entering expenses, and receiving card recommendations is completely free. An optional Pro tier is available for advanced features like unlimited bank connections, extended spending history, and CSV exports.
- What Canadian cards does Wallet Fit support?
- Wallet Fit maintains a database of 50+ cards from major Canadian issuers including AMEX, CIBC, RBC, Scotiabank, TD, BMO, Capital One, Rogers, Tangerine, Neo Financial, PC Financial, and more. Each card is modeled with its full reward structure, category multipliers, caps, and annual fees.
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Wallet Fit has a free listing. The owner can unlock the full profile with a paid launch for $5:
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- Dofollow website link (locked)
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