Find forgotten subscriptions before they charge you again
Private expense tracker with on-device AI that never leaves your phone
Stage
Startup
MVP
Founded
Not given
Not given
Based in
US
Not given
Pricing model
Freemium
Free
Pricing
Free plan includes manual subscription tracking, renewal and trial reminders, 10 free statement scans (each covering up to 12 monthly PDF statements or a CSV export), and 10 on-device scans on iPhone and Android. Guard paid plan: $4.99/month or $2.99/month billed yearly at $35.88/year.
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Key features
Gmail subscription discovery with read-only access to find receipts, trials, and renewal notices from the last 12 months
Statement import and scanning for recurring charge detection
Renewal and trial-end reminders before charges occur
Unified dashboard showing all subscriptions, active count, monthly and yearly totals
Monthly and yearly spending overview
On-device statement scanning on iPhone and Android
Price change, cancellation, and failed payment alerts
Audit history of subscription changes while Guard is active
Automated bank SMS sync that filters promotions and OTPs
Receipt OCR that reads bills on the phone
On-device AI using Gemini Nano or Apple Intelligence
Dynamic budgets with automatic suggestions and alerts
Bill-splitting with shareable links
Debt and EMI tracking with interest calculations
Home and Lock Screen widgets
Support for 107 currencies with offline exchange rates
AES-256 encrypted local storage with password-protected backups
What makes it different
No bank login required—never shares banking credentials or connects to bank accounts
Privacy-first design with no automatic scanning or transaction feed monitoring
You remain in control—Frobly never cancels subscriptions or touches your accounts
Free plan forever with manual tracking and renewal reminders at no cost
Gmail integration with read-only access and no automatic imports—you review everything first
No account, server or cloud needed—everything stays on your phone
On-device AI that never uploads your data or questions
Works fully offline with local exchange rate data
Automatic bank SMS parsing without manual entry
Bank alerts understood in multiple currencies including rupees, dollars and euros
Frobly
Fundstash