Personal finance
Fundstash
Private expense tracker with on-device AI that never leaves your phone
- Votes
- 0
- DR (Ahrefs)
- 2 +1 (up) since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 27 Oct 2026.
A private expense tracker that automatically converts bank SMS, receipts and voice into a secure ledger using on-device AI, with no account, servers or ads
Overview
Fundstash is a personal finance app that turns bank SMS alerts, receipt photos and voice notes into an organized expense ledger. All processing happens on your phone using on-device AI—bank texts and transactions never leave your device, and there is no cloud server to hack or sell your data.
The app automatically reads completed bank transactions from SMS and filters out promotional content and OTPs. You can add expenses by snapping receipts, speaking voice commands like "chai 40 yesterday", or typing entries manually. Built-in budgets suggest themselves based on last month's spending and alert you at 80% and 100% of each category limit.
Fundstash supports 107 currencies and works fully offline; it only connects to the internet if you choose to refresh exchange rates or download an AI model. Features include bill-splitting via shareable links, debt and EMI tracking, encrypted backups protected by your password, and home screen widgets. Everything is encrypted locally with AES-256, and there is no sign-up or login required.
Feature summary
- Automated bank SMS sync that filters promotions and OTPs
- Receipt OCR that reads bills on the phone
- On-device AI using Gemini Nano or Apple Intelligence
- Dynamic budgets with automatic suggestions and alerts
- Bill-splitting with shareable links
- Debt and EMI tracking with interest calculations
- Home and Lock Screen widgets
- Support for 107 currencies with offline exchange rates
- AES-256 encrypted local storage with password-protected backups
Pricing
Pricing model: Free
Fundstash metrics
Reported for fundstash.app: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.
- Domain Rating
- 2
- +1 (up) since last check
- Trust Flow
- 3
- no change since last check
- Citation Flow
- 23
- no change since last check
- Referring domains
- 16
- no change since last check
- External backlinks
- 53
- no change since last check
Ahrefs Domain Rating reported 28 Oct 2026, restated 27 Oct 2026. Principal topic: Computers/Security (2). Majestic reported 25 Oct 2026, restated 25 Oct 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.
Fundstash domain summary
Show the domain summary
Read from the public RDAP record on 27 Oct 2026, 23:22 UTC.
- Domain age
- 19 days
- Registered
- Expires
- Registrar
- CloudFlare, Inc.
- DNSSEC
- Not signed
Compare and explore
See the alternatives to Fundstash, Fundstash vs Pace, Fundstash vs Evibe, Fundstash vs Shield Date, Fundstash vs KashLog, Astrocarto vs Fundstash, Cenno vs Fundstash, more in Personal finance.
Q&A
- Do I need an account?
- No. There is no sign-up and no login. Everything is stored in an encrypted database on your phone.
- Is it free?
- Yes, free for personal use. There are no ads and your data is never sold, because Fundstash never receives it.
- What if I lose or change my phone?
- You can export an encrypted backup from Settings that contains everything including your settings. It only opens with your password, and you can restore it on the new phone.
- Does it work outside India?
- Yes. You can pick any of 107 currencies as your base and record spending in any of them. Exchange rates work offline and refresh only when you ask.
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Fundstash has a free listing. The owner can unlock the full profile with a paid launch for $5:
- Founder story (locked)
- Milestones (locked)
- Demo video (locked)
- Dofollow website link (locked)
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