Find forgotten subscriptions before they charge you again
Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
Stage
Startup
Startup
Founded
Not given
Not given
Based in
US
CA
Pricing model
Freemium
Freemium
Pricing
Free plan includes manual subscription tracking, renewal and trial reminders, 10 free statement scans (each covering up to 12 monthly PDF statements or a CSV export), and 10 on-device scans on iPhone and Android. Guard paid plan: $4.99/month or $2.99/month billed yearly at $35.88/year.
Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
Key features
Gmail subscription discovery with read-only access to find receipts, trials, and renewal notices from the last 12 months
Statement import and scanning for recurring charge detection
Renewal and trial-end reminders before charges occur
Unified dashboard showing all subscriptions, active count, monthly and yearly totals
Monthly and yearly spending overview
On-device statement scanning on iPhone and Android
Price change, cancellation, and failed payment alerts
Audit history of subscription changes while Guard is active
Automated bank sync via Plaid with read-only access
50+ Canadian credit cards from major issuers
Custom point valuations for Aeroplan, AMEX MR, and Scene+
Max AI strategist for conversational credit card advice
CSV exports and tax-time breakdowns
12-month spending and cap history tracking
What makes it different
No bank login required—never shares banking credentials or connects to bank accounts
Privacy-first design with no automatic scanning or transaction feed monitoring
You remain in control—Frobly never cancels subscriptions or touches your accounts
Free plan forever with manual tracking and renewal reminders at no cost
Gmail integration with read-only access and no automatic imports—you review everything first
Only optimizer built specifically for Canadian card spending caps and reward structures
100% mathematically neutral recommendations with no affiliate bias
Dynamically reallocates spending when card caps are hit
SOC2-compliant Plaid integration with zero password storage
Free tier provides full cap-aware optimization at no cost
Frobly
Wallet Fit