Fundstash vs Outlayr
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Fundstash compared with Outlayr
| Detail | 
Fundstash | 
Outlayr |
|---|
| What it does | Private expense tracker with on-device AI that never leaves your phone
| Track every expense in one sentence
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| Stage | MVP
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| US
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| Pricing model | Free
| Freemium
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| Pricing | Not given
| Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
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| Key features | - Automated bank SMS sync that filters promotions and OTPs
- Receipt OCR that reads bills on the phone
- On-device AI using Gemini Nano or Apple Intelligence
- Dynamic budgets with automatic suggestions and alerts
- Bill-splitting with shareable links
- Debt and EMI tracking with interest calculations
- Home and Lock Screen widgets
- Support for 107 currencies with offline exchange rates
- AES-256 encrypted local storage with password-protected backups
| - Log purchases by voice, text, or receipt photo
- Supports 165 currencies with historical exchange rates
- Budget tracking with overspend alerts
- Savings goals with monthly targets
- Split transactions across categories
- Multi-account tracking with transfers
- Spending insights and trends
- Offline entry logging without internet
- Export data as CSV or full archive
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| What makes it different | - No account, server or cloud needed—everything stays on your phone
- On-device AI that never uploads your data or questions
- Works fully offline with local exchange rate data
- Automatic bank SMS parsing without manual entry
- Bank alerts understood in multiple currencies including rupees, dollars and euros
| - Type expenses as one sentence instead of filling multiple form fields
- All data stored on your phone by default with optional sync
- Open source code available on GitHub under GPL and AGPL licenses
- Buy Pro once for $129.99 instead of subscribing
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ▲ +1 (up) since last check | 3 ▲ +3 (up) since last check |
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| Trust Flow (Majestic) | 3 | 0 |
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| Citation Flow (Majestic) | 23 | 0 |
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| Referring domains (Majestic) | 16 | 0 |
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4 details filled in for both companies.
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