Fundstash vs Unspent
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Fundstash compared with Unspent
| Detail | 
Fundstash | 
Unspent |
|---|
| What it does | Private expense tracker with on-device AI that never leaves your phone
| No spend tracker app for mindful spending
|
|---|
| Stage | MVP
| Startup
|
|---|
| Founded | Not given
| 2026
|
|---|
| Based in | Not given
| CA
|
|---|
| Pricing model | Free
| Freemium
|
|---|
| Pricing | Not given
| Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
|
|---|
| Key features | - Automated bank SMS sync that filters promotions and OTPs
- Receipt OCR that reads bills on the phone
- On-device AI using Gemini Nano or Apple Intelligence
- Dynamic budgets with automatic suggestions and alerts
- Bill-splitting with shareable links
- Debt and EMI tracking with interest calculations
- Home and Lock Screen widgets
- Support for 107 currencies with offline exchange rates
- AES-256 encrypted local storage with password-protected backups
| - Track skipped purchases
- See spending insights by category, merchant, and weekday
- Set and track savings goals
- Build streaks and earn achievements
- Create quick logs for common skips
- No bank connection required
- Search and filter skips
- Unlimited active goals
- Ad-free experience with subscription
|
|---|
| What makes it different | - No account, server or cloud needed—everything stays on your phone
- On-device AI that never uploads your data or questions
- Works fully offline with local exchange rate data
- Automatic bank SMS parsing without manual entry
- Bank alerts understood in multiple currencies including rupees, dollars and euros
| - Tracks decisions not to spend rather than expenses already spent
- Positive reinforcement approach instead of guilt-focused budgeting
- No bank connection or transaction imports needed
- Simpler alternative to traditional budgeting apps
|
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| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 2 ▲ +1 (up) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 3 | 1 |
|---|
| Citation Flow (Majestic) | 23 | 18 |
|---|
| Referring domains (Majestic) | 16 | 6 |
|---|
5 details filled in for both companies.
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