Local-first payment infrastructure for global digital businesses
Authorization and control layer for AI agent payments
Stage
Startup
Not given
Founded
2025
Not given
Based in
HK
Not given
Pricing model
Paid
Paid
Pricing
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
Single-use virtual cards for each approved purchase
Per-transaction, daily, weekly, and aggregate spending limits
Auto-approve threshold for small purchases
Merchant allowlist with subdomain matching
Complete audit trail of all transactions
OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
Team budgets and rules with shared envelope
Per-member and per-agent transaction recording
Visa and Mastercard support
MCP-native integration
What makes it different
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
Real card and funding details never exposed to agents
Each card works once, then is dead
Server-side enforcement of all spending rules
One breach leaks only one disposable card, not funding source
HaiPay
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