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HaiPay vs RecoverFlow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with RecoverFlow
DetailHaiPay logo HaiPayRecoverFlow logo RecoverFlow
What it doesLocal-first payment infrastructure for global digital businesses Recover failed Stripe subscription payments with smart retries and dunning emails
StageStartup MVP
Founded2025 2026
Based inHK US
Pricing modelPaid Paid
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Free for the first 30 days. After that: 25% of attributed recovered revenue, with a $29 monthly minimum and a $299 monthly cap. No card required to connect.
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Real-time webhook processing
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • Only pay for recoveries actually attributed to RecoverFlow's actions, not for payments that would have recovered on their own
  • Pricing capped at $299 per month so vendors don't profit from customer churn
  • Free 30-day trial period with no card required to start
  • Full transparency on what the tool can and cannot see in your Stripe account
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)10 +3 (up) since last check1 no change since last check
Trust Flow (Majestic)22
Citation Flow (Majestic)2624
Referring domains (Majestic)3624

8 details filled in for both companies.

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