Skip to main content
FYNORALAUNCH home

THIS SESSION · FINTECH · MONEY TOOLS

Holvi vs Terasu

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with Terasu
DetailHolvi logo HolviTerasu logo Terasu
What it doesBusiness banking for solopreneurs and teams Every client project, in plain sight.
StageEstablished MVP
Founded2011 Not given
Based inFI JP
Pricing modelPaid Freemium
PricingPlans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements. Free: $0/month (2 users, 3 rooms, 500MB storage). Solo: $35/month (1 seat, 10 rooms, 5GB storage). Starter: $69/month (3 users included, +$15 per additional user, 30 rooms, 10GB storage). Business: $199/month (10 users included, +$19 per additional user, unlimited rooms, 50GB storage). Enterprise: C
Key features
  • Business account with SEPA transfers
  • Invoicing and e-invoicing
  • Receipt scanning and bookkeeping
  • Debit, credit and virtual cards
  • International payments in 18 currencies
  • VAT calculator
  • Team card management
  • Mobile app for iOS and Android
  • Financial insights and KPI tracking
  • Instant notifications on card transactions
  • Rooms: shared spaces per project with files, conversations, notes, tasks, and decisions
  • File tracking: see which clients opened files and which pages they read
  • Decision timeline: trace agreements over time with original source records
  • Zoom integration: automatic transcript recording and saving to Rooms
  • AI agent with approval: drafts responses, reminders, and reports before human review
  • Task management: assign tasks with due dates to both team and client
  • Slack and LINE sync: messages sync between Room and external chat apps
  • Analytics: view logs, engagement reports, and AI-powered project health scoring
  • Stakeholder map: visualize project relationships with roles and influence
  • Permission controls: choose what clients see and what stays internal per page
What makes it different
  • All-in-one business account with no separate expense claims process
  • Instant transfers without additional costs for payments in 18 currencies
  • Bank-level security with PSD2 compliance and segregated customer funds
  • AI answers questions from Room records with citations to original sources
  • Clients join with one click from invitation email; no account creation required
  • Works alongside existing tools like Backlog and kintone without migration
  • File view tracking shows client engagement and helps spot stalled projects
  • All client-facing messages and reports require human approval before sending
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)82 no change since last check8 +1 (up) since last check
Trust Flow (Majestic)410
Citation Flow (Majestic)5017
Referring domains (Majestic)62347

7 details filled in for both companies.

More alternatives to Holvi More alternatives to Terasu

Help centre