Holvi vs YNAB

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Holvi compared with YNAB
Detail	Holvi	YNAB
What it does	Business banking for solopreneurs and teams	Get good at money
Stage	Established	Not given
Founded	2011	Not given
Based in	FI	US
Pricing model	subscription	subscription
Pricing	Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.	$14.99 USD per month or $109 USD per year (billed annually). 34-day free trial available with no credit card required.
Key features	Business account with SEPA transfers Invoicing and e-invoicing Receipt scanning and bookkeeping Debit, credit and virtual cards International payments in 18 currencies VAT calculator Team card management Mobile app for iOS and Android Financial insights and KPI tracking Instant notifications on card transactions	Bank account connection and automatic transaction import Multi-device sync across web, mobile, and tablet Subscription sharing for up to 6 people Goal tracking with target-setting features Loan calculator and debt management tools Spending and net worth reports Bank-grade security with data encryption and 2FA Ad-free experience
What makes it different	All-in-one business account with no separate expense claims process Instant transfers without additional costs for payments in 18 currencies Bank-level security with PSD2 compliance and segregated customer funds	Give every dollar a job before spending it Does not sell user financial data 34-day free trial with no credit card required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	82 no change since last check
Trust Flow (Majestic)	41	65
Citation Flow (Majestic)	50	55
Referring domains (Majestic)	6234	11092

6 details filled in for both companies.

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