Retirement and financial scenario planner with real tax math
Track, value and redeem credit card rewards, airline miles and hotel points in one place
Stage
Not given
MVP
Founded
Not given
Not given
Based in
US
IN
Pricing model
Freemium
Free
Pricing
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Free during early access
Key features
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
Connect multiple credit cards and loyalty programs securely without storing passwords
Alerts before loyalty points and miles expire
Best card recommendation based on which card earns most for a purchase
Bank-grade encryption for secure connection
Read-only access to loyalty data without storing card details
Calculate point valuations based on real achievable redemptions across programs
Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
AI-powered recommendations on which card to use before you spend to earn maximum value
Personalized comparison of redemption options to avoid wasting points on low-value exchanges
AI wallet that understands your rewards and recommends what to do with them, not just tracking
Shows exact point costs before booking flights, hotels and upgrades directly through the app
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