Retirement and financial scenario planner with real tax math
Nepal's offline, no-login personal finance app with BS calendar and local payment tracking
Stage
Not given
Startup
Founded
Not given
2026
Based in
US
NP
Pricing model
Freemium
Free
Pricing
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Not given
Key features
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
Bikram Sambat and AD calendar toggle
eSewa, Khalti, connectIPS and bank integration
Lend and borrow tracking
Hyper-local expense categories
Offline functionality with no account required
Biometric app lock with fingerprint and PIN
CSV export and import
Income versus expense dashboards
Safe-to-spend indicators with progress bars
Custom bill and EMI reminders
What makes it different
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
Built specifically for Nepal with Bikram Sambat calendar and local payment integrations
Private by design with data stored locally, no server backend or mandatory login
Lend and borrow tracking for informal money habits common in Nepal
Time-to-value under 3 seconds with no login friction
Frictionless onboarding and export capabilities for sharing with accountants
ifso
Bhudki