Retirement and financial scenario planner with real tax math
Envelope budgeting app for couples with shared household budgets
Stage
Not given
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Founded
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Based in
US
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Pricing model
Freemium
Free trial
Pricing
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Free for 60 days, then US$3.99/month or US$39.99/year. One subscription covers the whole household.
Key features
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
Envelope budgeting system
Real-time cloud sync across Android and web
Share budget with up to 5 household members
Expense tracking by envelope, account and payee
Monthly spending reports
Unlimited envelopes and accounts
CSV export
No credit card required for free trial
What makes it different
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
See the same numbers in real time across all devices
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Budgetisto