Retirement and financial scenario planner with real tax math
Bazi charts, I Ching readings, compatibility tools, and bilingual metaphysics library
Stage
Not given
Startup
Founded
Not given
2025
Based in
US
Not given
Pricing model
Freemium
Freemium
Pricing
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Free core Bazi chart and I Ching readings; paid PRO Reports include advanced features like luck pillars, annual cycles, synastry, and spirit stars.
Key features
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
Bazi Four Pillars calculator with True Solar Time correction
Day Master and Ten Gods analysis
I Ching digital coin oracle with 64 hexagrams
Synastry compatibility reports
Wish Sanctuary public wall
Bilingual library and dictionary
Palmistry reading tool
AI-assisted report explanations
Lunar calendar and Jieqi solar-term calculations
What makes it different
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
True Solar Time correction for hour pillar accuracy
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