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THIS SESSION · FINTECH · MONEY TOOLS

ifso vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ifso compared with Degroshi
Detailifso logo ifsoDegroshi logo Degroshi
What it doesRetirement and financial scenario planner with real tax math Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inUS UA
Pricing modelFreemium Not given
PricingFree: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Real tax math with federal brackets, state tax, and FICA calculated each year
  • 401(k) and IRA rules including contribution limits and employer match
  • Mortgage amortization with property tax and insurance
  • Rental property calculations with rent, vacancy, and upkeep
  • Social Security adjusted for claim age
  • Required minimum distributions with IRS rules
  • Roth conversion modeling
  • Monte Carlo analysis with market volatility
  • Compare two plans side by side
  • Spouse planning with separate ages and Social Security claims
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • No bank connection required; you enter your numbers manually for complete privacy
  • Detailed tax math applied year by year based on actual rules and limits
  • One plan stays completely free forever with the full engine
  • Compare different life decisions and scenarios on a single chart
  • Export or delete your data anytime with no lock-in
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)230
Referring domains (Majestic)510

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