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THIS SESSION · FINTECH · MONEY TOOLS

ifso vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ifso compared with Freeboard
Detailifso logo ifsoFreeboard logo Freeboard
What it doesRetirement and financial scenario planner with real tax math Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inUS EE
Pricing modelFreemium Free trial
PricingFree: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Real tax math with federal brackets, state tax, and FICA calculated each year
  • 401(k) and IRA rules including contribution limits and employer match
  • Mortgage amortization with property tax and insurance
  • Rental property calculations with rent, vacancy, and upkeep
  • Social Security adjusted for claim age
  • Required minimum distributions with IRS rules
  • Roth conversion modeling
  • Monte Carlo analysis with market volatility
  • Compare two plans side by side
  • Spouse planning with separate ages and Social Security claims
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • No bank connection required; you enter your numbers manually for complete privacy
  • Detailed tax math applied year by year based on actual rules and limits
  • One plan stays completely free forever with the full engine
  • Compare different life decisions and scenarios on a single chart
  • Export or delete your data anytime with no lock-in
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check3 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)2320
Referring domains (Majestic)516

6 details filled in for both companies.

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