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ifso vs Nino

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ifso compared with Nino
Detailifso logo ifsoNino logo Nino
What it doesRetirement and financial scenario planner with real tax math Tax and financial planning from a CPA and Financial Planner team for one flat fee
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Freemium
PricingFree: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals. Software plans: Basic $20/month, Pro $100/month, Ultra $200/month, each with a 7-day free trial. Advisor plans (software plus CPA and Financial Planner team): Essential $3,600+/year, Plus $4,800+/year, Premier $12,000+/year. Additional state, K-1, or brokerage account: $150 each. Rental properties o
Key features
  • Real tax math with federal brackets, state tax, and FICA calculated each year
  • 401(k) and IRA rules including contribution limits and employer match
  • Mortgage amortization with property tax and insurance
  • Rental property calculations with rent, vacancy, and upkeep
  • Social Security adjusted for claim age
  • Required minimum distributions with IRS rules
  • Roth conversion modeling
  • Monte Carlo analysis with market volatility
  • Compare two plans side by side
  • Spouse planning with separate ages and Social Security claims
  • Connect financial accounts securely with read-only access
  • AI-powered financial forecasting and scenario planning
  • Dedicated CPA for tax planning and filing
  • Dedicated Financial Planner for retirement and wealth management
  • Tracks for organizing financial projects and decisions
  • Estate and beneficiary planning coordination
  • Multi-state and international tax coverage options
What makes it different
  • No bank connection required; you enter your numbers manually for complete privacy
  • Detailed tax math applied year by year based on actual rules and limits
  • One plan stays completely free forever with the full engine
  • Compare different life decisions and scenarios on a single chart
  • Export or delete your data anytime with no lock-in
  • All-in-one: AI software, CPA, and Financial Planner on one integrated team
  • Flat fee pricing instead of percentage of assets
  • Tax filing included on every Advisor plan
  • 30-day money-back guarantee on Advisor plans
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check34 no change since last check
Trust Flow (Majestic)010
Citation Flow (Majestic)2337
Referring domains (Majestic)5178

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