Retirement and financial scenario planner with real tax math
Track your utility usage, spot savings, and get alerts for abnormal use
Stage
Not given
Startup
Founded
Not given
2024
Based in
US
US
Pricing model
Freemium
Freemium
Pricing
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Resident (monthly): $7.99/mo; Resident (annual): $49/yr; Resident (lifetime): $99 once. Pro and IoT plans available for property businesses.
Key features
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
Sync Companion app for nightly data sync without storing credentials
Manual CSV upload for all other utilities
Instant data deletion at any time
What makes it different
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
No password sharing: uses Green Button and Sync Companion app to keep login credentials secure
Real-time anomaly detection catches problems the same day they occur
Covers 33 US states and Canada across 36 utility companies
Isolates and tracks specific costs like EV charging and HVAC to measure actual savings
ifso
Youtilitics