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Invoice Koi vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Invoice Koi compared with Affordable MTD
DetailInvoice Koi logo Invoice KoiAffordable MTD logo Affordable MTD
What it doesInvoice app for contractors and the trades Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inSG GB
Pricing modelFreemium Freemium
PricingFree to draft with no account needed. Subscription: US$9.99 per week (billed weekly) or US$99.99 per year (about US$8.33 per month, billed yearly). US App Store prices. Free trial included: two weeks free on annual plan, one week on weekly plan for eligible new iOS subscribers. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Unlimited invoices, estimates and receipts with subscription
  • Nine customizable invoice templates with logo and accent color
  • Price book for labor, material and hire rates
  • Receipt scanning with AI that reads merchant, amount, tax and category
  • Time tracking and jobs calendar that turn into invoice lines
  • Recurring invoices
  • Reports as CSV, spreadsheet or PDF
  • Portable backup file you own
  • Core invoicing works offline
  • Stripe payment collection with automatic payment recording
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Works completely offline for core invoicing and PDF creation
  • No account required to start drafting and creating invoices
  • Saved clients and rates auto-fill invoices to save time
  • Estimate converts to invoice in one tap with no re-entry
  • Free to draft and subscribe only to send invoices
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)13 −1 (down) since last check5 +1 (up) since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)2120
Referring domains (Majestic)813

6 details filled in for both companies.

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