KeepBudget vs MoneyMatter

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with MoneyMatter
Detail	KeepBudget	MoneyMatter
What it does	Free budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies	Open-source budget tracker and personal finance app
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Freemium	Freemium
Pricing	Free: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%).	Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.
Key features	Track bank, cash, card, crypto and investment accounts in one dashboard Budgets by category, wallet or tag Recurring bills on autopilot Savings goals and income goals Net worth in 166 currencies at live rates Excel and CSV import and export English and Arabic with full RTL support Shared wallets for household budgeting Interactive spending reports and charts No bank login required	Bank connections via LunchFlow, SimpleFIN, and Monobank Automatic transaction categorization with AI learning Budget tracking and progress monitoring Investment portfolio tracking including crypto Multi-currency support with automatic exchange rates Family sharing with per-account access control AI MCP server for connecting external AI assistants Reports and analytics with pivot tables
What makes it different	Real free plan with unlimited transactions, not a time-limited trial 166 currencies with live exchange rates No bank credentials required—import from Excel, CSV or other apps instead Full data ownership—export anytime, no lock-in Works fully in English and Arabic with right-to-left support	Fully open-source under AGPL-3.0 with auditable code Self-host for free with Docker or use cloud starting at $2.50/month Bank coverage across 30+ countries Bring your own AI or use the built-in assistant Data encryption and full user control with no data selling
Community votes	0	0
DR (Domain Rating by Ahrefs)	2 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	9	1
Citation Flow (Majestic)	23	15
Referring domains (Majestic)	392	72

5 details filled in for both companies.

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