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KeepBudget vs Wallet Fit

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

KeepBudget compared with Wallet Fit
DetailKeepBudget logo KeepBudgetWallet Fit logo Wallet Fit
What it doesFree budget app and expense tracker with budgets, bills, savings goals and net worth in 166 currencies Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
StageNot given Startup
FoundedNot given Not given
Based inUS CA
Pricing modelFreemium Freemium
PricingFree: $0 forever (1 wallet, 1 budget, 1 recurring, 1 savings goal, 1 income goal, unlimited transactions). Pro: $4.99/month or $39/year (save 35%). Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
Key features
  • Track bank, cash, card, crypto and investment accounts in one dashboard
  • Budgets by category, wallet or tag
  • Recurring bills on autopilot
  • Savings goals and income goals
  • Net worth in 166 currencies at live rates
  • Excel and CSV import and export
  • English and Arabic with full RTL support
  • Shared wallets for household budgeting
  • Interactive spending reports and charts
  • No bank login required
  • Automated bank sync via Plaid with read-only access
  • 50+ Canadian credit cards from major issuers
  • Custom point valuations for Aeroplan, AMEX MR, and Scene+
  • Max AI strategist for conversational credit card advice
  • CSV exports and tax-time breakdowns
  • 12-month spending and cap history tracking
What makes it different
  • Real free plan with unlimited transactions, not a time-limited trial
  • 166 currencies with live exchange rates
  • No bank credentials required—import from Excel, CSV or other apps instead
  • Full data ownership—export anytime, no lock-in
  • Works fully in English and Arabic with right-to-left support
  • Only optimizer built specifically for Canadian card spending caps and reward structures
  • 100% mathematically neutral recommendations with no affiliate bias
  • Dynamically reallocates spending when card caps are hit
  • SOC2-compliant Plaid integration with zero password storage
  • Free tier provides full cap-aware optimization at no cost
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check1 +1 (up) since last check
Trust Flow (Majestic)91
Citation Flow (Majestic)2320
Referring domains (Majestic)3929

6 details filled in for both companies.

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