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Kilde vs Authoryze

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Kilde compared with Authoryze
DetailKilde logo KildeAuthoryze logo Authoryze
What it doesPrivate credit investment platform for accredited investors Authorization and control layer for AI agent payments
StageEstablished Not given
Founded2019 Not given
Based inSG Not given
Pricing modelPaid Paid
PricingFixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features
  • Monthly coupon payments
  • Real-time investment dashboards
  • Collateral-backed investments (1.6x coverage)
  • Early redemption options
  • Multi-currency investment (SGD, USD, EUR)
  • Flexible investment terms (3-36 months)
  • Joint account support
  • Auto-Invest strategies
  • Human advisor access
  • Single-use virtual cards for each approved purchase
  • Per-transaction, daily, weekly, and aggregate spending limits
  • Auto-approve threshold for small purchases
  • Merchant allowlist with subdomain matching
  • Complete audit trail of all transactions
  • OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
  • Team budgets and rules with shared envelope
  • Per-member and per-agent transaction recording
  • Visa and Mastercard support
  • MCP-native integration
What makes it different
  • MAS-licensed platform with strict regulatory compliance
  • Fixed 10-15% annual returns with low market correlation
  • Transparent flat 0.5% annual fee regardless of investment size
  • Rapid onboarding in 3 minutes via SingPass
  • Real card and funding details never exposed to agents
  • Each card works once, then is dead
  • Server-side enforcement of all spending rules
  • One breach leaks only one disposable card, not funding source
  • Works in minutes with no setup required
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)29 +1 (up) since last check9 no change since last check
Trust Flow (Majestic)132
Citation Flow (Majestic)2929
Referring domains (Majestic)155109

5 details filled in for both companies.

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