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Kotisso vs My Instincts

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Kotisso compared with My Instincts
DetailKotisso logo KotissoMy Instincts logo My Instincts
What it doesExpense sharing that stays simple Private expense tracker built from bank, UPI, and card notifications
StageNot given Not given
FoundedNot given Not given
Based inFR Not given
Pricing modelFreemium Not given
PricingFree: €0.00 (2 active groups, last 12 months history, unlimited expenses and members, exact balances, four splitting methods, categories, approval, recurring expenses). Premium: €2.99/month or €24.99/year (10 active groups, full history, group statistics, profile photos). Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Key features
  • Four splitting methods: equal shares, by shares (weighted), by percentage, or exact amounts
  • Multi-currency expense recording with frozen exchange rates
  • Export statements as CSV or PDF
  • No rounding errors in calculations
  • Works in browser and as mobile app without installation
  • Group approval and recurring expenses
  • No bank account connection or money handling
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
What makes it different
  • Four flexible splitting methods handle any cost arrangement
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
Community votes00
DR (Domain Rating by Ahrefs)15 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)190
Citation Flow (Majestic)210
Referring domains (Majestic)190

4 details filled in for both companies.

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