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Ledgerly vs Money Actually

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ledgerly compared with Money Actually
DetailLedgerly logo LedgerlyMoney Actually logo Money Actually
What it doesBudget app that shows what you can spend today Budget, net worth, and profit tracking from your real accounts
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFreemium Free trial
PricingFree to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country. 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
Key features
  • Calculates what you can safely spend today
  • Budgets over any period (month, fortnight, custom)
  • Multiple accounts, transfers, and net worth tracking
  • Recurring rules for rent, salary, and subscriptions
  • Search and filters over every transaction
  • CSV export of transactions
  • Backup and restore via Google Drive, iCloud, or file
  • App lock with passcode and biometrics
  • Supports 165 currencies and 5 languages
  • All data stays on device with optional backup only
  • Connect up to 5 banks with every account at each
  • Unlimited manual accounts, cars and properties
  • Budgets with pace tracking for the month
  • Transaction categories with rules that stick
  • Automatically detect recurring charges
  • Profit reports per car, rental or client ranked by earnings
  • Break-even and monthly cost tracking for each asset
  • Business-use percentage for mixed use vehicles
  • Export data as CSV for tax preparation
  • Two-factor sign-in and device management
What makes it different
  • No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
  • All data remains on your phone; nothing is uploaded without your permission
  • Shows what you can spend today as one clear number derived from remaining funds and days until payday
  • Free to start with all features unlocked; you choose whether to pay to continue adding transactions
  • Shows real figures from actual accounts, not estimates or projections
  • Profit tracking per car, rental or client that stays with your money accounts
  • Read-only access prevents any money transfers
  • Bank password never touches the servers
  • Price locked for life as long as you stay subscribed
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)190
Referring domains (Majestic)110

6 details filled in for both companies.

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