Lunch Money vs Terasu

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Lunch Money compared with Terasu
Detail	Lunch Money	Terasu
What it does	Delightfully simple personal finance & budgeting for the modern-day spender	Every client project, in plain sight.
Stage	Established	MVP
Founded	2019	Not given
Based in	CA	JP
Pricing model	Not given	Freemium
Pricing	$10 per month or $100 per year. 30-day free trial with no credit card required. Price locked in for life for current customers.	Free: $0/month (2 users, 3 rooms, 500MB storage). Solo: $35/month (1 seat, 10 rooms, 5GB storage). Starter: $69/month (3 users included, +$15 per additional user, 30 rooms, 10GB storage). Business: $199/month (10 users included, +$19 per additional user, unlimited rooms, 50GB storage). Enterprise: C
Key features	Bank transaction syncing Net worth tracking Multi-currency support Crypto portfolio tracking Transaction splitting and tagging Budget categories and tags Rules engine Budget management Recurring expense tracking Calendar and cash flow visualization	Rooms: shared spaces per project with files, conversations, notes, tasks, and decisions File tracking: see which clients opened files and which pages they read Decision timeline: trace agreements over time with original source records Zoom integration: automatic transcript recording and saving to Rooms AI agent with approval: drafts responses, reminders, and reports before human review Task management: assign tasks with due dates to both team and client Slack and LINE sync: messages sync between Room and external chat apps Analytics: view logs, engagement reports, and AI-powered project health scoring Stakeholder map: visualize project relationships with roles and influence Permission controls: choose what clients see and what stays internal per page
What makes it different	Price locked in for life guarantee Pay-what-you-want annual subscription pricing Built for global and cross-border finances Subscription pausable with credit for unused time	AI answers questions from Room records with citations to original sources Clients join with one click from invitation email; no account creation required Works alongside existing tools like Backlog and kintone without migration File view tracking shows client engagement and helps spot stalled projects All client-facing messages and reports require human approval before sending
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	55 no change since last check	8 +1 (up) since last check
Trust Flow (Majestic)	26	0
Citation Flow (Majestic)	42	17
Referring domains (Majestic)	849	7

6 details filled in for both companies.

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