AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text
Private expense tracker with on-device AI that never leaves your phone
Stage
Not given
MVP
Founded
Not given
Not given
Based in
CA
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Pricing model
Freemium
Free
Pricing
Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char
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Key features
AI-powered receipt scanning from photos with 99% OCR accuracy
Voice input for logging expenses
Automatic transaction categorization with subscription flagging
Support for 166+ currencies with real-time exchange rates
7+ chart types for income and expense analysis
AI assistant to query financial data in plain English
One-click tax-ready Excel export
Mobile app for iOS and Android
PDF and text input for transactions
Duplicate transaction detection
Automated bank SMS sync that filters promotions and OTPs
Receipt OCR that reads bills on the phone
On-device AI using Gemini Nano or Apple Intelligence
Dynamic budgets with automatic suggestions and alerts
Bill-splitting with shareable links
Debt and EMI tracking with interest calculations
Home and Lock Screen widgets
Support for 107 currencies with offline exchange rates
AES-256 encrypted local storage with password-protected backups
What makes it different
No bank connection or payment data stored - you control all financial data
Zero retention policy: all data permanently deleted when account is closed
4 different input methods (photo, voice, PDF, text) to log expenses however you prefer
Built by independent team with no investors or hidden fees
Financial data never sold or used for advertising
No account, server or cloud needed—everything stays on your phone
On-device AI that never uploads your data or questions
Works fully offline with local exchange rate data
Automatic bank SMS parsing without manual entry
Bank alerts understood in multiple currencies including rupees, dollars and euros
Lydra Finance
Fundstash